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  <text x="40" y="46" font-size="13" letter-spacing="3" fill="#6b7177" font-weight="600">ÉTUDE NBER 2026 — ÉCRIRE DU CODE ≠ LIVRER DU CODE</text>
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  <text x="40" y="100" font-size="14" fill="#444">Effet des agents IA autonomes sur ~100 000 développeurs GitHub :</text>

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    <text x="410" y="162" font-size="15" fill="#fff" font-weight="700">COMMITS (code écrit)</text>
    <text x="410" y="188" font-size="22" fill="#fff" font-weight="800">+180 %</text>

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    <text x="410" y="252" font-size="15" fill="#fff" font-weight="700">PROJETS</text>
    <text x="410" y="278" font-size="22" fill="#fff" font-weight="800">+50 %</text>

    <rect x="300" y="308" width="220" height="74" rx="8" fill="#F05E2C"/>
    <text x="410" y="342" font-size="15" fill="#fff" font-weight="700">RELEASES (livré)</text>
    <text x="410" y="368" font-size="22" fill="#fff" font-weight="800">+30 %</text>
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  <line x1="40" y1="412" x2="780" y2="412" stroke="#ececec"/>
  <text x="40" y="448" font-size="14" fill="#1a1a1a" font-weight="700">Le goulot reste humain</text>
  <text x="40" y="472" font-size="13" fill="#444">Écrire le code n'est qu'un maillon. Relire, intégrer, tester, empaqueter, déployer :</text>
  <text x="40" y="492" font-size="13" fill="#444">ces étapes, encore humaines, plafonnent le gain réel. (Élasticité IA/humain ≈ 0,25.)</text>
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